24hr Emergency Care 717.881.9996

Clay Ward Agency


A good reason to purchase insurance is that it is priced very competitively and closely tracks what loss experience you are going to have whether you are insured or not. 

It is a useful planning device to ensure that you budget for the inevitable horses that incur unexpected illness, sustain terminal trauma, or foals that are not born. 


The Clay Ward Agency, established in 1931, understands the extent of the commitment one makes when investing in the Thoroughbred industry.  We can help you protect that investment whether it is coverage for your stallions, breeding, racing stock, or show horses.  Through our many experiences in the industry we will be able to formulate an adequate and affordable means of strategy for protecting that investment. 

The depth and longevity of our relationships with the underwriting community as well as with our clients is a testament to The Clay Ward Agency and its commitment to excellence in providing insurance programs that effectively protect our client's equine business ventures.  

To better safeguard yourself and your horse along with our expertise, follow these guidelines from the American Association of Equine Practitioners (AAEP), based in Lexington Kentucky: 
  • Read the contract thoroughly before you apply for coverage. 
  • Know your responsibilities. What is required should your horse fall ill, become injured or    die? 
  • Understand any specific guidelines for emergency situations. A crisis is not the time to be trying to interpret your policy's fine print or to look for contact phone numbers.
  • If euthanasia is recommended, know what steps must be taken in order for a claim to be valid. 

Clay Ward's goal is to foster strong working relationships through excellent service and quality insurance products from internationally respected providers. 

We look forward to protecting your future equine business interests.  

Kindest regards, 

John Hess 
Clay Ward Agency

Request Information / Schedule An Appointment

Do not use this form for an emergency. If you have an emergency please call Dr. Hess at 717-881-9996.
Email Address
Best Number to Call
Details of Information Request

This field is present to prevent automated submission systems. If you see it, please do not fill in a value.

© 2020 Hess Equine Veterinary Services - All Rights Reserved
Site Design by Sunken Treasure Design